Bespoke Financial Guidance Ltd
At Bespoke Financial Guidance Ltd we have always, and will continue to provide professional financial advice to all our clients. As a result they are happy to do business with us and to recommend Bespoke Financial Guidance Ltd to their family and friends.
We will continue to develop our expanding structure in a professional and ethical manner.
We will agree and maintain ongoing working relationships with our clients and always treat them fairly by following a personally tailored and agreed servicing schedule.
At Bespoke Financial Guidance Ltd we will carry out what we say we are going to do. We will keep clients informed of all relevant circumstances and expect advisers and employees to act promptly, politely, professionally and ethically on all their dealings with clients.
Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.
Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
Scott A Lavis Dip PFS, Certs CII (MP & ER), CeLTM, Aff.SWW
Scott has enjoyed looking after his clients for the last 20 years. He is very passionate about the industry and takes great care with his clients and their financial planning.
He invests a large amount of time with his clients to understand their needs ensuring that he continues to provide them with a high level of financial planning advice.
"I look to provide my clients with the greatest possible service, building on the relationship over time to stay close to what is important to them and any changes that present themself."
Carl Lavis FPFS, Certs CII (MP & ER), Aff.SWW
Chartered Financial Planner
Carl joined the financial services industry in 2004 and he has assisted with the growth of Bespoke Financial due to his enthusiasm and belief in the service he provides. He has a passion for relationship based financial advice and invests a considerable amount of time and effort with his clients to ensure they are achieving their financial planning goals and aspirations.
Carl is a Fellow of the Personal Financial Society and has achieved the Level 6 Advanced Diploma in Financial Planning. He is our Chartered Financial Planner & Pension Transfer Specialist and he deals with all areas of financial planning including Pensions, Investments, Equity Release and Long Term Care.
“During my years with Bespoke Financial I have enjoyed providing my clients with a high level of professional advice, service and support making complex areas very simple to understand.”
Greg Probert Dip PFS
Greg joined in 2013 after a decade of advising and looking after his clients at HSBC and latterly Santander. He is always meticulous in his analysis of his clients' needs, always taking the time to research solutions and presents in a highly professional manner whilst maintaining a good, continuous relationship with his clients.
Having achieved Level 4 Diploma, Greg is now on his way to becoming chartered in order to build on the professional service he offers his clients.
"I take the time to really get to know my clients, their aspirations for the future and their priorities in order to provide the best possible advice for them now and in the future. I ensure that I deal with my clients ethically and at their own pace."
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Richard Wreford Dip FA, Aff.SWW
Richard has spent 30 years in the insurance industry and joined Bespoke Financial as an adviser in 2007.
He has previously worked for London and Manchester and Friends Provident in Exeter and provides his clients with all aspects of financial advice.
Richard has achieved the Diploma level 4 qualification required by all investment advisers by 2012. He uses this knowledge to help his clients achieve their financial goals in a relaxed, friendly and easy to understand way.
Richard enjoys helping people of all ages and strongly believes in the value of a long term financial planning relationship with his clients, based on trust and integrity.
Matt Ling Dip FA, Aff.SWW
Matt joined us in 2017 and is based predominantly in the Southwest. Matt takes great pleasure in meeting clients and putting in place appropriate solutions to meet their financial objectives. This is a second career for Matt, having served for over 20 years in the Royal Navy. He brings with him refined analytical skills that enable him to respond positively to client’s ever changing circumstances.
“It is both my duty and privilege, to help my clients understand and protect their financial assets. I take my position of responsibility extremely seriously and enjoy my work immensely. ”
Llywelyn Morgan Dip FA, Aff. SWW
Llywelyn joined Bespoke Mortgage Guidance Ltd as a Mortgage and Protection adviser and moved to Bespoke Financial Guidance Ltd in 2019 after successfully completing his Financial Advisory examinations.
Llywelyn has clients throughout the South West of England and receives many compliments and thanks from his existing clients for being thorough and friendly.
“I look to provide a friendly service to all my clients and build a long term relationship based on trust and guidance”.
Ricky Parker Dip PFS Cert CII(MP)
I originally started within the industry in 2011 and joined Bespoke Financial Guidance Ltd in 2019. I enjoy helping clients to establish their financial and lifestyle objectives and then deliver a plan to achieve these objectives. I like to take the time to help educate clients about the financial systems and products that I recommend (or don’t recommend).
“I am continuing to study to become a Chartered Financial Planner and always look to widen my knowledge base in both financial planning and estate planning. Outside of work I have a wonderful wife, two year old daughter and a Border Terrier, all of whom keep me on my toes!”
To contact Ricky – Phone 07779 305116 – Email
Matt Tonkin Dip PFS
Matthew is a Financial Adviser and joined Bespoke Financial Guidance Ltd in 2019. A passionate advocate of really getting to know his clients, to understand what they want to do and where they want to go. Matthew has been in the industry since 2008 and has experience of working in a number of different firms, from large Wealth Management organisations, to Private Banks and Chartered Accountancy firms. He holds the CII Diploma in Regulated Financial Advice, is a Pension Transfer Specialist and currently studying towards Chartered Status with the aim of achieving this by the end of 2020.
“Outside of work, Matthew is a keen golfer and an avid fan of football and English cricket. Matthew has clients from Exeter to Bristol and enjoys spending time in both cities”.
Jonathan Hinton Dip FA CeMAP CeRER
Jon joined Bespoke Mortgage Guidance Ltd as a Mortgage and Protection adviser in August 2017 and moved to Bespoke Financial Guidance Ltd in 2020 after successfully completing his Financial Advisory examinations.
Jon has clients throughout the South West of England and receives many compliments and thanks from his existing clients for being thorough and friendly.
“I like to take my time to ensure my clients fully understand their circumstances and our mutually agreed recommended solutions and build a long term relationship based on trust and guidance”.
Jonathan Parsons Dip PFS Cert CII (MP & ER)
Jon has worked in the financial services industry for over 30 years, during that time he has established a large client base throughout the South West of England. Jon has huge experience and prides himself on having built and maintained great relationships with his clients often over generations. He is based in Chard, Somerset with his family.
Jon merged his business with Bespoke Financial Guidance Ltd in late 2019 and now enjoys more time with clients.
To contact Jon – Phone 01460 63755 or 07443 830709 – Email firstname.lastname@example.org
Bradley Lavis, Cert CII (MP & ER) Aff.SWW
Mortgage and Protection Consultant
Bradley joined Bespoke Financial Guidance Ltd in 2016 and is currently a Mortgage and Protection Adviser. Bradley is currently studying to become a Financial Adviser in the group and will look at obtaining Chartered Status in the future.
“I am friendly towards my clients and ensure everything is explained fully so that all my clients understand their future objective and wellbeing.
Jordyn Ward CeMAP
Mortgage and Protection Consultant
Jordyn joined Bespoke Financial Guidance Ltd in early 2020 after working in various different industry’s. Based in mid-Devon, Jordyn enjoys meeting clients needs around Mortgages and Protection.
“I like to treat with integrity and on a personal basis where they feel valued and not a number. I am driven with enthusiasm and keen to help as many people as possible.”
Mortgage and Protection Consultant
Derek has served and worked in the Financial Services industry for many years and joined Bespoke Financial Guidance Ltd in 2018. Derek enjoys looking after his clients financial affairs and now concentrates solely on mortgage and protection matters. Derek is based in Plymouth and works with his wife Sue and aims to deliver an efficient service to his clients throughout the UK.
Naomi joined Bespoke Financial Guidance Ltd in 2019 and brings with her a wealth of experience in management and client relationship. Naomi is thorough and able in all what she does and is studying to become an authorised Financial Adviser within Bespoke Financial Guidance Ltd.
Sasha joined Bespoke Financial Guidance Ltd in 2019 as part of the future growth and development plan for the company. Sasha works alongside Scott and whilst liaising directly with the advisers and the administration support teams.
“Quite simply my job is to make sure we provide exceptional service to all of our clients, with the least fuss, with the biggest smiles and in the most effective way. I am mum to two daughters, an errant Jack Russell – Billy and an exceptionally rotund cat, Sena. When I can, I like to walk along Sidmouth beach counting my blessings and admiring the exceptional beauty of the Devon coastline”.
Phil joined Bespoke Financial Guidance Ltd in March 2020 having spent much of his 28 years in Financial Services as a Partner with Medical Money Management, a National IFA firm. He has worked with many of his clients for over 20 years and has a very loyal following. Over the years he has specialised in investment planning and inheritance tax mitigation utilising a variety of solutions to meet his clients' needs and their aspirations.
'My objective has always been to ensure that I understand a clients needs and objectives and to work closely with them to also ensure that they understand the solutions being presented to them and to always be available to them to navigate any concerns that may arise during the course of their financial planning.'
Matthew joined in 2015 providing unparalleled level of support to clients and every adviser in the firm forming an integral part of the office operations. He prides himself in a friendly and efficient service to both our clients and advisers.
Along with Derek, Sue joined Bespoke Financial Guidance Ltd in 2018 and has worked with Derek for over 25 years in support and administration. Her knowledge and experience in the mortgage market provides excellent support to Derek in delivering a first class service to clients throughout the UK.
Sophie joined Bespoke in June 2018. As part of her studies at Exeter College, Sophie completed work experience at Bespoke Financial Guidance Ltd. She subsequently joined and has now become a full time valued member of the administration team, working with the Financial Advisers. Sophie has begun studying for her financial examinations, and has aspirations to become a fully qualified Financial Adviser with Bespoke.
Billy the Dog
Client Relationship Manager
”And finally this is Billy the office dog!!!! He greets all our clients, both new and old, with a wagging tail………..”